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Hello Future Bee.
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Hello[noise] Future Bee.
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Hello,[noise] I've just received my bank statement today and there seems to be a transaction on there that I don't recognize.
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Hello, good morning. #Amm I'm sorry to hear about the unknown transaction on your statement. I I'll be glad to assist you with this.
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To begin with, could you please provide me with some details about the transaction in question? [noise]
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Yeah, of course. #Ah So on my statement, it's got the normal payments and everything that I've made,
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but there's a charge for hundred dollars.[noise]
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from a company that's called XYZ <initial>LTD</initial>
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And I've got no recollection of making any purchase from them. To be honest, I've never even heard of this company, so I'm a bit concerned.
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[noise]Thank you for letting me know, Madam. #Amm [noise]I understand your concern.
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Let me investigate this for you. [noise]
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#Ah May I have your account number, please so I can access your account details? [noise]
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Yeah, sure. My account number is [noise] sorry, both me. [noise]
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get my card.[noise]
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All right. And yeah, my account number is[noise]
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<PII>nine eight</PII>. [noise]
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<PII>six five</PII>[noise]
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<PII>four</PII>[noise]
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<PII>three two one</PII>[noise]
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<PII>four three two one</PII>. [noise] Thank you, madam, for providing your account number. #Amm I can see the transaction that you're referring to from XYZ Limited.
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Let me check their details and see if we have any additional information about this charge. [noise]It could be that you've made a purchase from someone but their account name is something different than what you would expect to see.
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And so just I'm just gonna to put you on hold for#Amm a short while. Is that okay?
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Yeah, sure. [noise]No problem.
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Okay, just bear with me. Thank you. [noise]
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Hello, #Ah thank you for waiting madam. #Amm After looking to the transaction it appears that XYZ Limited is a legitimate merchant associated with an online retail platform.
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#Ah Have you or anyone you know recently made a purchase from this company?
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Well no, I haven't made any purchases from XYZ Limited or any any other online retail platforms recently.[noise] I'm trying to be a bit careful with what I'm spending my money on.
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And this charge is completely unknown to me. I have no idea. [noise]
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It's a bit worrying really.[noise]
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#Ah I see. I apologies for the confusion, madam. #Ah It seems there may have been an error or potentially fraudulent transaction. In such cases, we always recommend contacting the merchant directly[noise]
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first to enquire about the charge, [noise] as it could be a mistake that can be resolved quickly. #Amm Would you like me to provide you with XYZ Limited's contact information so that you can contact them directly yourself? [noise]
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Oh yes, please. I'd appreciate it if you could provide me with their details. Thanks very much. [noise]
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No problem. I completely understand, madam. #Amm The contact number for XYZ Limited is, #Ah just bear with me a moment, it's <PII>one two three</PII>.
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(()) Can I just grab a pen? (())
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Sure. [noise]
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Okay, yeah, I'm ready.
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<PII>One two three</PII> [noise]
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[noise] <PII>four five six</PII>
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<PII>seven eight nine zero</PII>.
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Yeah, [noise]
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Can I just read [noise]yeah,
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Yeah.[noise]
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<PII>One two three</PII> [noise]
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<PII>four five six [noise] seven eight nine zero</PII>.[noise]
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That's correct, madam. #Amm I'd also recommend sending them an email to their customer support address. #Ah I'll give you that address now. It's customer service,
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all one word, [noise]
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#Hmm Wow,
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Yeah, that ways
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at XYZ Limited. XYZ <initial>LTD</initial> Sorry.
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XYZ <initial>LTD</initial> Yeah,
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yeah, dot com. [noise]
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I mean just explain the situation to them and request some clarification regarding the transaction. [noise]
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That's great, thanks very much for helping me. I'm going to get in contact with them right away and enquire about the charge. And In the meantime, is there anything I should do from the bank's side to resolve this matter because I'm hundred dollars down now?
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Yes, #Amm it would be advisable for you to keep a record of your communication with XYZ Limited, #Amm including any phone calls or emails exchanged. If you are unable to resolve the issue directly with them,
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please do contact us again with the details of your conversation [noise] and we will assist you further in resolving the dispute and potentially reversing the charge.
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Oh, that's great, thank you. I'm gonna to make sure I keep a detailed record of all my communication with XYZ Limited. [noise]
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And if I need to reach out to the bank again, should I refer to this conversation or provide any additional information when I call back?
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Yes, please reference this conversation and also provide any documentation or evidence you have such as emails, receipts or any proof that supports your claim. #Amm These will help us in further assisting you and resolving the issue promptly.
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All right, that sounds reasonable. Thank you so much for your [noise]assistance and guidance in this matter. I'm gonna to contact this company and then get back to you if I need any further action to be taken.
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Excellent. You are more than welcome, madam. I'm here to help. Please don't hesitate to contact us again if you need any further assistance or if there's anything else we can do to assist you. [noise]
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Thank you. I appreciate your help. Have a great day as well. Bye.
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Thank you. Bye, bye.